When considering income protection insurance for Australia, it's essential to figure out how much coverage you really need. A common starting point is to aim for 60% of your monthly income. However, this is just a basic suggestion. Your individual needs will ultimately influence the suitable amount of coverage. Consider factors like your expenses,

Total Permanent Invalidity (TPD) is a legal term that describes a condition where an individual experiences a significant injury or illness resulting in the inability to perform duties for an indefinite period. This definition often varies slightly across jurisdictions, with specific criteria outlining what constitutes TPD. To be eligible for TPD b